✦ Private Motor Vehicle Insurance
Private Motor Vehicle Insurance for BVI Drivers
If you own a private vehicle in the British Virgin Islands, you are required by law to carry at minimum third party motor vehicle insurance. Premier Insurance helps BVI drivers understand their options and choose practical coverage.
What is private motor vehicle insurance?
Private Motor Vehicle Insurance in the BVI
Private motor vehicle insurance covers personal vehicles used for everyday driving in the British Virgin Islands. BVI law requires all motor vehicles on the road to carry at minimum third party insurance. Premier Insurance offers both third party and comprehensive options for private vehicle owners.
Coverage options
Your Coverage Options
Third Party
- Liability to other drivers
- Damage to other vehicles
- Third party property damage
- Legal minimum coverage
Comprehensive
- ✓All third party coverage
- ✓Damage to your own vehicle
- ✓Theft coverage
- ✓Fire damage
Who this is for
Frequently asked questionsPrivate Motor Vehicle Insurance Is For
Individual vehicle owners
BVI residents who own and drive a personal vehicle for everyday use
New vehicle purchasers
Drivers who have recently purchased a new or used vehicle and need insurance coverage
Drivers renewing coverage
Drivers looking to review or renew their existing motor vehicle insurance
Private Motor Vehicle Insurance FAQs
- Do I need motor vehicle insurance in the BVI? ▾Yes. All motor vehicles driven on BVI roads are legally required to carry at minimum third party motor vehicle insurance. Driving without insurance is a legal offence in the British Virgin Islands.
- What is the difference between third party and comprehensive insurance? ▾Third party covers your liability to other people and their property — it does not cover damage to your own vehicle. Comprehensive covers both third party liability and damage to your own vehicle, including theft and fire.
- How do I request a private motor vehicle insurance quote? ▾Contact Premier Insurance directly by phone at (284) 394-6800, by email at pil@premierinsurancebvi.com, or use our quote request form. A local advisor will guide you through the options.
- What information do I need for a quote? ▾You will typically need your driver information, vehicle registration details, vehicle use details, and previous insurance information if available.
Motor Vehicle Insurance
Motor Vehicle Insurance ↗
Private Motor Vehicle
Third Party
Comprehensive
Commercial Motor
Fleet Insurance
Taxi Insurance
Rental Vehicle
Prepare for Your Quote
Have the following ready when contacting Premier Insurance.
- Driver's licence details
- Vehicle registration number
- Vehicle make, model & year
- Previous insurance details
- Claims history (if applicable)
Ask About This Coverage
Speak directly with a local Premier Insurance advisor.
Request a Quote ☎ (284) 394-6800