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Terms of Use

Please read these terms carefully before using the Premier Insurance Limited website.

Last updated: June 2026

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.

2. About This Website

This website is operated by Premier Insurance Limited ("PIL"), the first and only 100% locally owned and operated insurance company in the British Virgin Islands. The website provides information about our insurance products and services and allows visitors to request quotes and contact our team.

3. Information Only

The content on this website is provided for general information purposes only. It does not constitute insurance advice or a binding insurance contract. All insurance coverage is subject to the terms and conditions of the applicable policy. Contact us directly to discuss your specific insurance needs.

4. Intellectual Property

All content on this website, including text, images, logos, and graphics, is the property of Premier Insurance Limited and is protected by applicable intellectual property laws. You may not reproduce, distribute, or use any content without our prior written permission.

5. Quote Requests

Submitting a quote request through this website does not constitute a binding insurance contract. All quotes are subject to review and approval by Premier Insurance Limited. Coverage is only confirmed upon issuance of a formal policy document.

6. Limitation of Liability

Premier Insurance Limited makes every effort to ensure the accuracy of information on this website. However, we do not warrant that the information is complete, accurate, or up to date. We shall not be liable for any loss or damage arising from your use of or reliance on information contained on this website.

7. External Links

This website may contain links to third party websites. These links are provided for convenience only. Premier Insurance Limited is not responsible for the content or privacy practices of any linked websites.

8. Governing Law

These Terms of Use are governed by the laws of the British Virgin Islands. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts of the British Virgin Islands.

9. Changes to These Terms

Premier Insurance Limited reserves the right to update these Terms of Use at any time. Changes will be posted on this page with an updated date. Your continued use of the website after changes are posted constitutes acceptance of the updated terms.

10. Contact Us

If you have any questions about these Terms of Use, please contact us:

Premier Insurance Limited

Simmonds Building, Ground Floor, DeCastro Street, Road Town, Tortola, BVI

(284) 394-6800

pil@premierinsurancebvi.com

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