About Us

PIL is the first & ONLY 100% locally owned & operated Insurance Company in the BVI — with superior service and a commitment to our community.

Introduction

BVI's First & Only Locally Owned Insurer

Established in 2015, Premier Insurance Limited (PIL) is the first and only 100% locally owned and operated insurance company in the British Virgin Islands. It is a unique, highly diversified and entrepreneurial enterprise, known for its unmatched level of excellence, which is poised to adapt to domestic and global changes.

The company is focused on the growth of its clientele, building a culture of responsive ownership that continues to separate us from the pack. Quality is our best assurance to customer allegiance, which will be our strongest defense against competition and the path to sustained growth.

Our Coverage

Auto / Motor Vehicle Insurance
Contractors All Risk Insurance
Commercial Property Insurance
Homeowners Insurance
Contents Insurance

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Mission Statement

Safe, Secure and Satisfied Clients at all times

Premier Insurance Limited is committed to improving the quality of our community by insuring your life's hard work and offering incentives to our local customers. Our objective is a commitment to the highest quality customer service.

Client satisfaction is our main focus. Setting a standard of excellence with superior products, our professional staff will help customers understand their current and future insurance needs — building strategic and long lasting relationships for years to come.

Prompt, quick, easy and fast claim payments with the best claims service in the industry will give clients peace of mind.

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Vision

Market Leader in the British Virgin Islands

Premier Insurance Limited's vision is to provide better benefits, create centers of excellence, and develop the highest expertise in the organization that will propel us to be a market leader in the British Virgin Islands.

As we progress and rise above the many challenges, we will embrace professionalism and seek excellence in everything we do.

Why Choose Premier

Four Reasons to Choose Premier Insurance

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Locally Owned & Operated

Premier Insurance is rooted in the British Virgin Islands, with local ownership, local focus, and local accountability. When you work with Premier, you're working with a company that has a real stake in this community.

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Built Around BVI Needs

Our coverage is shaped around the real insurance needs of people living and working in the BVI — from vehicle ownership and daily driving to property ownership, rental exposure, contractor requirements, and hurricane readiness.

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Direct Local Service

Premier operates as a direct retail insurer, which means customers engage with our local team rather than navigating a regional or brokerage-led experience. You speak directly with people who know the BVI.

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Practical Coverage That Fits

We help you understand your options and choose coverage that genuinely fits your situation — not to sell you the most comprehensive package regardless of your needs.

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