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✦ Motor Vehicle Insurance

Motor Vehicle Insurance in the BVI

Premier Insurance provides motor vehicle insurance coverage for BVI drivers, businesses, taxi operators, fleet owners, and rental vehicle operators β€” with local support from a team that understands the roads, requirements, and realities of driving in the British Virgin Islands.

What is motor vehicle insurance?

Motor Vehicle Insurance in the BVI

Motor vehicle insurance helps drivers, businesses, taxi operators, fleet owners, and rental vehicle operators manage vehicle-related risk. All motor vehicles driven on BVI roads are required to carry at minimum third party insurance. Premier Insurance provides motor vehicle insurance coverage in the BVI with local guidance and support.

Coverage types

Choose the Right Motor Vehicle Coverage

Premier Insurance offers motor vehicle coverage for private drivers, taxi operators, commercial businesses, fleet owners, and rental vehicle operators across the British Virgin Islands.

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Private Motor Vehicle Insurance
Coverage for privately owned personal vehicles in the BVI, including both third party and comprehensive options for individual drivers.
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Third Party Motor Vehicle Insurance
The legal minimum requirement for BVI drivers. Covers your liability to other people and property in the event of an accident.
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Comprehensive Motor Vehicle Insurance
Full protection including damage to your own vehicle, third party liability, theft, fire, and other covered risks.
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Commercial Motor Vehicle Insurance
Insurance for vehicles used in business operations. Different requirements apply compared to privately used vehicles.
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Fleet Insurance
Coverage for businesses with multiple vehicles under a single policy. Suitable for companies with two or more business vehicles.
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Taxi Insurance
Specialist insurance for taxi operators in the BVI, covering the specific risks and licensing requirements of public passenger vehicles.
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Rental Vehicle Insurance
Insurance for businesses that rent out vehicles to customers, managing the specific risks of a rental vehicle operation.
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What to Prepare Before Requesting a Motor Vehicle Insurance Quote

  • Driver information (name, licence details, date of birth)
  • Vehicle registration details (make, model, year, registration number)
  • Vehicle use details (private, commercial, taxi, rental)
  • Previous insurance information, if available
  • Claims history, if applicable
  • Business details, for commercial and fleet vehicles
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