✦ Third Party Motor Vehicle Insurance
Third Party Motor Vehicle Insurance in the BVI
Third party motor vehicle insurance is the legal minimum requirement for all motor vehicles driven on BVI roads. It covers your liability to other drivers, passengers, and property in the event of an accident.
What is third party motor vehicle insurance?
Third Party Motor Vehicle Insurance in the BVI
Third party motor vehicle insurance is the legal minimum requirement for driving in the British Virgin Islands. It covers your liability to other people and their property if you are at fault in an accident. It does not cover damage to your own vehicle. All BVI drivers must carry at least this level of coverage.
What's covered
What Third Party Insurance Covers
- Liability to other drivers and passengers injured in an accident
- Damage to other people's vehicles
- Damage to third party property (fences, structures, etc.)
- Legal costs associated with a third party claim
Not covered by third party insurance
Third party insurance does not cover damage to your own vehicle, theft of your vehicle, or fire damage. For this protection, consider comprehensive motor vehicle insurance.
Who this is for
Frequently asked questionsThird Party Insurance Is For
All BVI drivers
Every driver on BVI roads is legally required to carry at minimum third party insurance
Older vehicle owners
Owners of older or lower-value vehicles who want to meet their legal obligation at lower cost
Budget-conscious drivers
Drivers who need to meet BVI insurance requirements while managing costs
Third Party Insurance FAQs
- Is third party insurance mandatory in the BVI? ▾Yes. All motor vehicles driven on BVI roads must carry at minimum third party motor vehicle insurance. Driving without insurance is illegal in the British Virgin Islands.
- Should I choose third party or comprehensive insurance? ▾Third party is the minimum legal requirement and covers liability to others. Comprehensive also covers damage to your own vehicle, theft, and fire. If your vehicle has significant value, comprehensive coverage is worth considering. A Premier Insurance advisor can help you assess the right option.
- Does third party insurance cover me if my car is stolen? ▾No. Third party insurance only covers your liability to others. Theft of your own vehicle is not covered under a third party policy. Comprehensive insurance includes theft coverage.
Motor Vehicle Insurance
Motor Vehicle Insurance ↗
Private Motor Vehicle
Third Party
Comprehensive
Commercial Motor
Fleet Insurance
Taxi Insurance
Rental Vehicle
Prepare for Your Quote
Have the following ready when contacting Premier Insurance.
- Driver's licence details
- Vehicle registration number
- Vehicle make, model & year
- Previous insurance details
- Claims history (if applicable)
Ask About This Coverage
Speak directly with a local Premier Insurance advisor.
Request a Quote ☎ (284) 394-6800