Privacy Policy
How Premier Insurance Limited collects, uses, and protects your personal information.
1. Who We Are
Premier Insurance Limited ("PIL", "we", "us", "our") is a locally owned and operated insurance company registered in the British Virgin Islands. Our registered office is at Simmonds Building, Ground Floor, DeCastro Street, Road Town, Tortola, British Virgin Islands.
2. Information We Collect
We may collect the following personal information when you request a quote, contact us, or use our services:
- Full name and contact details (phone, email, address)
- Vehicle information (make, model, year, registration)
- Property information (address, type, value)
- Insurance history and claims information
- Driver's licence details
- Business details where applicable
3. How We Use Your Information
We use your personal information to:
- Provide insurance quotes and coverage
- Process and manage your insurance policy
- Handle claims and provide claims support
- Communicate with you about your policy
- Comply with legal and regulatory obligations
- Improve our services and website
4. How We Protect Your Information
Premier Insurance Limited takes the security of your personal information seriously. We implement appropriate technical and organisational measures to protect your data against unauthorised access, loss, or misuse. Access to your personal information is restricted to authorised staff only.
5. Sharing Your Information
We do not sell your personal information. We may share your information with:
- Underwriters and reinsurers as required to provide coverage
- Regulatory and government authorities where required by law
- Service providers who assist us in operating our business
6. Cookies
Our website may use cookies to improve your browsing experience. Cookies are small text files stored on your device. You can control cookie settings through your browser preferences.
7. Your Rights
You have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your information where applicable
- Withdraw consent where processing is based on consent
8. Contact Us
If you have any questions about this Privacy Policy or how we handle your personal information, please contact us:
Premier Insurance Limited
Simmonds Building, Ground Floor, DeCastro Street, Road Town, Tortola, BVI